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Financial Aid - when should I apply for?

Many different types of financial aid areyear  in  which  you  start  college...
available to you in the form of scholarships,
grants, and loans. With billions of dollars- Contact the Financial Aid Offices at the
at stake, it is important to begin the searchcolleges of your choice for deadlines and
process early and to apply on time. Followadditional  documents  they  require
these guidelines for applying for financial
aid:- Complete the Free Application for Federal
Student Aid (FAFSA). Available at this form
Three to four years before you plan to beginis your key to most financial aid, and to all
college...Federal and state grants and loans. When you
complete your FAFSA, be sure to list all the
- Review your high school coursework andschools you're interested in attending (up to
activities. Colleges will look forsix), even if you haven't yet been accepted.
challenging coursework, a good grade pointBe sure to keep copies of all of the forms
average, and extracurricular activities suchyou  submit.
as sports, volunteer work, and community
involvement.- Fill out your tax returns as early as
possible so you have accurate tax information
- Take the Preliminary Scholastic Aptitudefor  your  FAFSA
Test (PSAT) to prepare for the standardized
tests (SAT and ACT) that you'll take later.- Complete the CSS Financial Aid Profile if
If you do well on the PSAT, you may beit  is  required  by  your  college
eligible to receive a National Merit
Scholarship.- Find out which financial aid applications
your college choices require and when the
Two years before you plan to begin college...forms  are  due.
- Begin researching your financial aid- Send midyear transcripts to the schools to
options by talking to your career counselorwhich  you  have  applied.
and researching grants and scholarships
through  books  and  the  internet- About four weeks after you submit your
FAFSA, you will receive a Student Aid Report
- Start planning to take the SAT and/or ACT(SAR) that contains federal financial aid
exams, depending on what is required by yourinformation. Submit the SAR and, if
college.requested, your tax forms to the Financial
Aid Office. Contact each office to make
- During your college visits, meet with acertain that your application is complete.
Financial Aid Officer to find out what typesFind out what else you need to do to
of  aid  are  available.establish and maintain your eligibility for
financial aid.
As soon as possible after January 1 of the



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