Financial Aid - when should I apply for?

Many different types of financial aid are available to- Contact the Financial Aid Offices at the colleges of
you in the form of scholarships, grants, and loans.your choice for deadlines and additional documents
With billions of dollars at stake, it is important tothey require
begin the search process early and to apply on time.- Complete the Free Application for Federal Student
Follow these guidelines for applying for financial aid:Aid (FAFSA). Available at this form is your key to
Three to four years before you plan to beginmost financial aid, and to all Federal and state grants
college...and loans. When you complete your FAFSA, be sure
- Review your high school coursework and activities.to list all the schools you're interested in attending (up
Colleges will look for challenging coursework, a goodto six), even if you haven't yet been accepted. Be
grade point average, and extracurricular activitiessure to keep copies of all of the forms you submit.
such as sports, volunteer work, and community- Fill out your tax returns as early as possible so you
involvement.have accurate tax information for your FAFSA
- Take the Preliminary Scholastic Aptitude Test- Complete the CSS Financial Aid Profile if it is
(PSAT) to prepare for the standardized tests (SATrequired by your college
and ACT) that you'll take later. If you do well on the- Find out which financial aid applications your college
PSAT, you may be eligible to receive a National Meritchoices require and when the forms are due.
Scholarship.- Send midyear transcripts to the schools to which
Two years before you plan to begin college...you have applied.
- Begin researching your financial aid options by talking- About four weeks after you submit your FAFSA,
to your career counselor and researching grants andyou will receive a Student Aid Report (SAR) that
scholarships through books and the internetcontains federal financial aid information. Submit the
- Start planning to take the SAT and/or ACT exams,SAR and, if requested, your tax forms to the
depending on what is required by your college.Financial Aid Office. Contact each office to make
- During your college visits, meet with a Financial Aidcertain that your application is complete. Find out
Officer to find out what types of aid are available.what else you need to do to establish and maintain
As soon as possible after January 1 of the year inyour eligibility for financial aid.
which you start college...