The CSS Profile and FAFSA - Comparing Student Financial Aid Applications

Nearly every student who applies to college or careerCSS Profile. When you apply to a college or career
school also applies for financial aid. With grants, loans,school, inquire at your school's admissions office or
and scholarships available from federal, state,financial aid office.
institutional, and private sources, students have goodFAFSA
reason to explore their financial aid options. WhenThe Free Application for Federal Student Aid (known
you apply for financial aid, you'll encounter twoas the FAFSA) is a form that you fill out annually to
applications: the FAFSA and the CSS College Profile.determine your eligibility for federal student financial
Here's what they are and how they differ from eachaid. Federal programs include Pell grants, Stafford
other.loans, PLUS loans, and work-study programs. The
The CSS / Financial Aid PROFILEprogram is administered by Federal Student Aid,
The College Board, a not-for-profit membershipwhich is an office of the U.S. Department of
association that assists students to enter college,Education. Its mission is to ensure that all eligible
includes more than 5,400 career colleges, tradeindividuals can access federally funded or federally
schools, universities, and other educationalguaranteed financial assistance for college education.
organizations. The College Board administers the SATMost accredited career colleges are eligible to
test to high school students. But another key missionadminister federal Title IV education grants, and they
of the College Board is to help you lower your costwill ask you to fill out the FAFSA before your first
of attendance (COA). Your COA includes tuition,tuition payment is due. The FAFSA form is available
room and board, books, travel expenses, and otheronline at the FAFSA website. The application is free,
expenses associated with attending college.and may be filled out either online or printed out on
The College Board administers the online CSS /paper.
Financial Aid PROFILE application (commonly knownWhat's the Difference Between the Applications?
as the CSS Profile). Member schools agree to use theThe FAFSA and the CSS profile use two different
CSS Profile application to standardize the financial aidsystems to calculate your expected family
application process and to make it easier forcontribution (EFC), which is the amount of money a
students. By using one standardized application, it'sschool will expect you or your family to contribute,
much easier for students to apply to multiple schools.and how much the school will award in grants and
Schools use your CSS Profile application informationscholarships.
to determine how much nonfederal financial aid youFAFSA asks for a different set of financial
are eligible to receive. Nonfederal financial aid includesinformation than the CSS Profile. For example, FAFSA
institutional grants and scholarships, which areignores assets of siblings, all assets of certain families
subsidies that the college gives you to help you lowerwith less than $50,000 of income, and both home
your cost of attending college.and family farm equity. The CSS Profile collects
You fill out your CSS Profile online. There is an initialinformation on estimated academic year family
fee of $25 that includes sending your application toincome, medical expenses, elementary and secondary
one school, plus a fee of $16 for every additionalschool tuition, and unusual circumstances.
school or college that you want your information sentThe CSS Profile is generally due earlier in the year
to.than the FAFSA. Individual colleges set their own due
Which Colleges Use the CSS Profile?dates, and you should plan ahead. Go to the College
The information collected on the CSS Profile is usedBoard website, review the list of colleges that
by almost 600 colleges, universities, graduate schools,interest you, and get the due dates for the one(s)
and professional schools to determine eligibility foryou want.
nonfederal student aid funds. Many private colleges,How to get started? Search a reputable online college
which have institutional financial aid funds, will askdirectory. Compare colleges and apply to the ones
students to complete both the FAFSA and the CSSthat are a good fit for you. When you are accepted,
Profile applications. Many career colleges and publicimmediately contact the school's financial aid office
universities do not have institutional funds toand find out which applications they require.
distribute, and these schools may not require the